Thursday, 28 October 2010

Bucket List Item 16

In less than 24 hours it seems item 16 on my bucket list will be complete! Yes, that is buying a house.

They say buying a house is the most stressful thing you can ever do. They are wrong! I guess it could be stressful if you don’t have everything in place and aren’t ready but who in their right mind starts something without being ready for it?

The only problems that come up during the whole buying process were to do with everything else and not the actual house buying. Mainly the PPI refund on the loan which was needed for part of the deposit and to clear all debts, however with some gentle persuasion to the CEO of Royal Bank of Scotland the refund went through in plenty of time and the debt cleared weeks before exchange.

The only other slight hiccup was down to the fact the house was being sold by a building contractor who had taken it in part exchange on a new home. This meant it was not lived in by the sellers for at least 6 months prior to sale which is a sub-sale (see my other entry on sub sales for that). But all was fine, it just delayed exchange until the day before completion (i.e. today)

So it looks like 29th October 2010 is the day that item 16 is crossed off the list. Just in time to ignore the trick or treaters and to set off some fire works :-)