Buy A House [Bucket List Goal #16]

The time has come to put some serious time and effort in to this goal. House prices are going down a bit, the PPI refund on my loan should be going through soon and should pay off the remaining balance at least, and I have close to £12,000 in savings to use as a deposit (which means my 10% deposit can be on a house worth £120,000).

I found a few recently which would do. One being a 1 bed flat but it’s not really big enough for me to live in and work in, plus I think it was literally directly below Gale’s flat and that would just be too weird and stalker like so it’s been ruled out.

I did find another which was basically an extension to another house, about half the size of a house, width wise. Again small for everything and while tempting, I didn’t like it that much.

But, I have found a cool 1 bed bungalow, 5 minutes from mum & dad (free dinner, washing, ironing etc.) which would be perfect provided the loft space can be used to chuck my PC in for working. It’s within my budget at £120,000, and in a great location except for the railway which may be quite close, and possibly overhead power cables which, if it is under them, it will rule it out.

So now, I need to have a word with Howard at the Halifax, plus a few other people at a few other banks and building societies. Maybe have a viewing of the bungalow, just for the hell of it if nothing else. And then see where it leads.

My only problem is it could have an impact on my trip to America which I have planned and am determined to do. Chances are I will have to cancel plans for the 5 week coast to coast trek and change it to a 4 day, 7 day, 10 day or something trek around a smaller part (more on this in another post once things are figured out, as this is goal #1 on the bucket list).